Medicare Advantage Plans And InnovaCare Health

Medicare Advantage Plans are private Medicare health plans. There are several types including Health Maintenance Organizations (HMOs). They provide Medicare-related services to members. These are private companies but are paid by the federal government.

All Medicare Advantage Plans include a limit on their out-of-pocket expenses for Part A and Part B. The maximum out-of-pocket amount for a HMO is $6,850. Cost-sharing that is higher than Medicare isn’t allowed; this includes co-pays or coinsurance for certain types of services including chemotherapy and dialysis. Medicare Advantage Plans cover vision or dental care, but Medicare doesn’t.

Medicare doesn’t cover everything. After emergency and urgently needed care, most Medicare Advantage Plans won’t continue covering expenses for hospice care. In fact, services that are medically unnecessary won’t be covered. To ensure that the services you need are covered, check with your provider.

There are prescription benefits available as part of the Medicare prescription drug coverage, also known as Part D and costs $104.90 a month.

Read more: Rick Shinto | LinkedIn

There are several places to get Medicare Advantage Plans. InnovaCare is one. It is run by Penelope Kokkinides, the Chief Administrative Officer. Rick Shinto is the President and Chief Executive Officer. The company has a few Medicare Advantage Plans in Puerto Rico. The first is called MMM Healthcare and the second is called PMC Medicare Choice. In total, InnovaCare Health has 200,000 members and 7,500 providers. Members report a satisfaction rate of 99 percent. The disenrollment rate has dropped by 40 percent since last year. More people are undergoing preventative screenings as well. MMM and PMC are the only health plan providers that earned the National Committee for Quality Assurance (NCQA) in Puerto Rico.

InnovaCare also runs a Physician Practice Service called MSO of Puerto Rico, Inc. InnovaCare offer several services including contracting, claims processing, provider relations and coordinated care. Providers can conveniently access a web portal with 24-7 access. InnovaMD provides a direct link between the provider and related departments. It is the first information exchange hub in Puerto Rico that can connect all electronically certified health records. Here’s some of the information available to providers:

Patient eligibility for members

Payment history

Provider directory

CPT4, ICD-9 and HCPCS Codes

Creation of electronic referrals

Online MSV

Downloadable formularies

Downloadable clinical guidelines

Downloadable news content

Electronic authorizations

Submission of claims with attachments

InnovaCare is based in Fort Lee, New Jersey. For more information on Medicare call 1-800-MEDICARE.

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Sanjay Shah’s Efforts to Create Autism Awareness.

Dubai’s Autism Awareness month was held as from 2nd of April. Autism Rocks held a fun-filled event on 1st April, and the entrance fee was set to be Dh 50per person. The event was attended by Florida and Tyga, who are both famous American rappers. Autism Rocks was created by Sanjay and Usha Shah with a primary aim of changing the way the society perceives people who are affected by the disorder. The organizations hold annual events to create awareness of autism and raise funds to facilitate research on the neurodevelopmental disorder.

The first live concert took place in 2014 when the charity was formed. They have to date managed to raise a total of about 600,000 pounds. The organization has in the past invited several celebrities to its concerts, and they include Lenny Kravitz, Drake, Snoop Dogg and the late Prince. They chose Tyga and Florida to perform in the 2016 concert since they have a significant influence on the young generation. The DJs of the event were Fever and BFG. This year’s event was held in collaboration with Al Ahli Holding’s subsidiary, 117 Live.

Sanjay Shah Denmark and his wife were motivated to start the organization by their son who is also affected by autism, and he wanted to do something good for individuals with the same condition. The foundation has been working on helping persons with the disorder since it completely affects the life of a person. It is characterized by problems in communicating and socializing with people. The cause and cure of the condition are not known. It currently affects about 2.8 million people and one percent of the U.K population is impacted by then disorder
Sanjay is a British business mogul, and he owns several businesses in different parts of the world. His most famous company is Solo Capital Limited, which is a stock brokerage company. He started the company in 2008 after being sucked by his employer and it has currently grown into a very profitable business. The net worth and the value of assets are 15.45 million pounds and 67.45 million pounds respectively. Mr. Shah grew up and studied in the United Kingdom after moving from Kenya with his family. His career started in the medical field, but he quit to become an accountant, and he has served several investment banks in North London. He currently owns property worth millions of dollars at forty-four years old and has private offices in London and Dubai.


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Stephen Murray Showed Our Family Business A Better Path

The family business was founded by my great grandfather ages ago, and back then they did not do any kind of investing. They just did the best job they could do every year, and then it came to us to run the family business. Being so many generations down the line meant that I had to be the one that was going to make all the changes to the family business.

I figured that the only way to do this right was to make an investment, and that is why I called Stephen Murray on my own. I was really sad to find out that he was already sick, but he had a team of people that he trained who could help me.

I got to talking to them about what they thought we could do for the family business, and it made me feel really good to know that they had a plan that I thought we could follow.

We moved all our savings over to investments at CCMP Capital, and we were able to get into the investments in a lot of different areas. There was even a brand new hedge fund that had been put together by Stephen Murray CCMP Capital. He made it before he got sick, and I was sad to know that he did not get to see how helpful it was to us.

Our family business has been more prosperous than ever, and we can owe it all to what Stephen Murray and CCMP Capital have done.

They are really a nice company that has helped us to make sure that we could have a good time investing while also knowing that we were going to be able to pull cash out at all times. The whole thing works great, and we are thankful for CCMP Capital and Stephen Murray.

Learn more about Stephen Murray CCMP Capital:

Des Perez leading Tidal surge

Jay Z’s Tidal music streaming service is knocking balls out of the park recently by ironing out gigantic album exclusives from its flagship operation co-owner talent, T.I, Beyonce, Rihanna and Kanye West. Due music exclusives, Tidal has been to raise to its highest point ever in on the iTunes store after West’s TLOP album dropped leading to a reported million new trial Tidal members as of February 22nd.

The Tidal high fidelity music streaming application promises users over 25 million music tracks and 85, 000 music videos. Jay-Z acquired Tidal in early 2015 from Swedish public film Aspiro and the service promises artists and songwriters the highest percentage of royalties of any music streaming service on the market at HITS Daily Double. However, Tidal’s recent renaissance may be due to the input of trusted Jay-Z associate, Desiree Perez.

After a string of defections from a series of executives, Perez began providing input into Tidal’s operations in early 2016. She is also a key player in the management of Jay-Z’s Roc Nation Sports as well. Perez is reported to be a powerful negotiator who has a strong mind for finances and crushing numbers. Several sources advise Perez was a key negotiator for the Beyonce Formation tour while also providing a hand in Rihanna’s recent Samsung deal.

While the current music streaming marketplace is strongly competitive, Tidal continues to make gains with young music consumers while holding back challenges from rival services like Spotify. So, Perez’s input continues to be vital to the company’s continued success.

Tidal’s website and app reflect a seamless transition from offering just a robust music catalogue to a refined musical experience where users are provided with music that is exciting, fresh and new. This focus on new artists, albums and acts are reflected in Tidal Discovery were emerging artists shine to exclusive live performances under Tidal X.

Perez is part of a circle of influence that includes Juan Perez, Jay Brown, Chaka Pilgrim, TyTy Smith and Jana Fleischman who are all key players in the operation of RocNation, but are also the forces at the helm of Tidal itself. Jay-Z has always shown he’s a clever and shrewd businessman with great musical taste with strong artistic connections and with the addition of Dez Perez in a leadership role at Tidal, he’s shown he’ll long continue to be. 

Steven Murray an Incredible Investor and Philanthropist

Born in 1962, Stephen Murray was raised in the North Tarrytown, New York area and he went to high school at Sleepy Hollow (click the following link to Learn more about Stephen Murray CCMP Capital: Murray went on to attend and graduated from Boston College. In 1984, he earned a Bachelor’s degree in Economics and then graduated from Columbia Business School in 1989 earning a Master’s degree in Business Administration.


Murray is known for being an industry leader by assisting JP Morgan and establishing a private equity business. He joined MH Equity Corporation, which merged Manufacturers Hanover’s private group with its leveraged finance unit. In 1991, Chemical Bank purchased Manufacturers Hanover’s the Chemical Venture Partners joined with MH Equity. In 1996, Chase Manhattan Corporation merged with Chemical Bank and then Venture Partners became Chase Capital Partners.

Stephen Murray eventually became the leader of buyout business at JP Morgan Partners. He became the co-founder of CCMP Capital, which was a spinout of JP Morgan Chase that included the growth equity and buyout team of its private equity group. Murray became CEO in 2007.

Throughout Murray’s career, he served on the board for several companies such as AMC Entertainment, Aramark, Cabela’s, Generic Power Systems, Legacy Hospital Partners, Octagon Credit Investors, and Ollie’s Bargain among several others.


Murray was not only a successful business person, but he also was actively involved in philanthropy. Murray served as Boston College’s Vice Chairman of the board of trustees and served as a member of Make a Wish Foundation in Metro New York. Also, Murray supported Lower Fairfield County’s food bank, Columbia Business School, and Stanford Museum. Learn more about Stephen Murray CCMP Capital:

Murray Dies….

At the age of 52, Murray died on March 12, 2015. Just a month prior Murray left CCMP due to health related issues as reported by the firm. Many people remembered Murray as being a hardworking and genuinely compassionate man. He was known to be everything to everybody, a loving husband, an adoring father, and a dear friend.

Greg Brenneman CCMP Chairman, who was the successor of Murray stated, “Our deepest condolences, thoughts, and prayers are with his wife and sons. We know they were his pride and joy.” Brenneman explained that Murray was an excellent investor and that his predecessors were more than grateful for his positive contributions to the success of CCMP.

Read more:

This Old Thing? Private Equity Honcho Drops Little Place Uptown for $11M
Ex-CCMP Capital CEO Steve Murray passes away


Mr. Brenneman Announces Death of Former CCMP Capital Stephen Murray

CCMP Capital has finally confirmed that Stephen Murray the former President and CEO of the company has died. At the age of 52. According to the company’s chairperson, who has now taken over his duties, Murray resigned a month earlier before his death last month citing health reasons.

After his death, Mr. Brenneman, the new President, Chairman, and CEO expressed the sadness on behalf of the company after learning the death of the former partner and friend of the firm. He later sent his condolences, thoughts, and prayers to the family of Stephen Murray’s Wife and sons.

Brennam Described Ex-CCMP Capital as a man who was dedicated to his work, pioneer of the firm, a terrific investor and dealmaker in the private equity industry.

He also said on behalf of the company that Stephen Murray’s positive contribution will always be appreciated for making CCMP Capital become a success. During Mr. Murray’s reign, the company went through various transformations that have led to the current status.

CCMP Capital roots started in the 1980s. It started with Chemical Venture Partners which was a division of Chemical Bank. Manufacturers Hanover Corp. then merged with Chemical Bank and brought together MH Capital Partners and Chemical Venture Partners. Later Chase Manhattan Bank merged with Chemical Bank making Chase become part of J.P. Morgan & Co., and the resulting business was referred to as J.P. Morgan Partners. Learn more about Stephen Murray CCMP:

CCMP was formerly referred to as JP Morgan Partners before the name was changed after the company separated with J.P. Morgan Chase. Murray was one of the pioneers of JP Morgan’s Merchant Bank in 1989 contributing immensely to the growth of the private-equity business. Learn more about Stephen Murray CCMP:

The firm’s strategy was to invest in bigger and better known private equity firms in acquiring minority stakes in companies such as concession operator Aramark. For instance, the firm won a bid for Warner Chilcott, over a contested bid by competitors like TPG Capital, Blackstone, and KKR. Later, TPG responded their anger through a threat to pull all their businesses from JP Morgan. It was through this experience that CCMP Capital was split off from JP Morgan.

Murray has had a successful run in his leadership after he was named CEO in 2007. The major contribution in the firm was the establishment of a new identity with investors. He participated in the raise of a total of $3.6 billion of funds in 2015.

Read more:

The Exponential Growth of CCMP Capital Under Stephen Murray’s Leadership

West Village Townhouse for $17 Million


The Importance Of Consumer Reviews To White Shark Media

Clients will always pledge their loyalties to companies that satisfy their utilities. As a company grows, it is bound to receive complaints from consumers. The way a company deals with these complaints signifies the growth or decline of such an institution. It is significant to assert that White Shark Media has registered impressive growth by learning from its past mistakes.

Initially, some clients would complain that they were losing touch with their AdWords Campaigns. The reporting procedures that had been put in place by White Shark Media were not enough to allow small business owners to review their reports. In order to rectify this problem, the firm decided to explain the workings of their new campaigns. It is by understanding a campaign that a client is able to know what direction to take when checking the performance of their campaign.

Communication was another problem. Some clients felt that the communication channels adopted by the firm were inadequate. It was frustrating when a client was unable to reach their contact person and had to go through a receptionist. This problem was countered by implementing phone systems with direct extensions. It has become easier for clients to reach their respective contact persons that were assigned to them during the sign up process. By having full contact information of their contact person and supervisors of the contact person, there has been seamless communication between the clients and the contact persons. This information was originally reported on White Shark Medias website as explained.

When clients come in, they expect an upgraded campaign within a couple of months. Some old clients insist that the performance of the old campaigns were better than new optimized ones. To ensure that each client is successful, the existing campaigns remain active for those who prefer to have them. White Shark Media Complaints teamed up with professional supervisors who oversee all the campaign management. Each supervisor is responsible for about three strategists. This way, they can depend on an experienced team to offer feedback on the performance of a campaign.

The firm also implemented monthly status calls. By using the GoToMeeting tool, which is an online conference tool, it is easy to share a screen and go through the report with clients. This method has proven effective, especially with the old clients who prefer to see rather than read what is going on. Some clients do not know how to track their AdWords performance. Tracking the performance allows clients to know if they are achieving success or not. In a bid to curb this problem, White Shark Media started an in-house process where they are able to install call tracking and conversion tracking.

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Fabletics Is Launching A Swimwear Line For Every Shape And Size

You are probably familiar with the actress Kate Hudson, but were you aware of her co-founding a new clothing line called Fabletics? You have probably seen the commercials by now. You know the ones with Hudson getting her ‘work out on’ in her new line of apparel? The clothing line is made to be comfortable, yet flexible for anybody who wants to check out the fitness line. According to JustFab, and thanks to the rapidly growing popularity, Fabletics will be releasing a swim collection on April 12th. The company was founded in 2013 and is meant to be stiff competition to companies like Nike.

There will also be a line of dresses to compliment the swimwear that will soon be available. For fans of the brand, this is great news. For newcomers, it will be a treat. Hudson herself was quoted as saying “Summer is my favorite season, so it was exciting to create our new dress and swim collections.” For the original article on Elite Daily, click the link.

Fabletics is a relatively new brand which is a partner company to JustFab. What are you looking for? A fantastic top and bottom set? Some killer comfortable yoga pants? Whatever you are looking to get fit and stay fit in, they’ve got it at Fabletics. That is the whole concept behind the brand itself. The goal is to provide an affordable, quality brand of fitness gear for every body type. They even have gear for the kids. From sports bras to Hooded Rompers, the selection will keep you browsing for a while. The prices will keep you coming back.

You can even take a style quiz on the site to ensure that you are finding the right apparel. The site itself is very user friendly and easy to navigate. You’ll even get selection ideas from Kate Hudson’s personal picks! This is a fitness buffs dream come true and a great option for anybody. For all the information on the site click the link here. You’ll be more than glad that you did.

Happy shopping!

You can read more at:

Kate Hudson Extols the New Line of Fabletics Swimwear

Fabletics founder and primary style contributor, Kate Hudson, recently extolled the wonders of a new line of Fabletics swimwear and summer dresses. Ms. Hudson is quick to exclaim that Summer is her favorite season, and a wonderful opportunity for her design company to reach a wider cross section of women.

This new line of swimwear is inspired by classic feminine frames like Ms. Hudson herself, but offers styles from sizes XXS to XXL. This line proves that no matter what body type a woman possesses, she can look ravishing, and feel confident throughout the swimming season. Along with the innovative swim line, an exclusive summer dress line is also being debuted.

Elite Daily is the proud portal through which Fabletics reaches millions and millions of women who likes the Fabletic brand. It’s championing of certain universal subjects like female fashion, political points, and news is quickly becoming a loud voice in the mainstream.

Elite Daily is the perfect place for women to discover the latest fashion trends and ideas, because it keeps a keen eye on what it takes to balance fashion world evolution, with the demands of modern women. This is precisely why Elite Daily’s announcement and promotion of the Fabletics 2016 swimwear and dress line is so valuable. It’s a trusted voice helping women of all shapes, sizes, economic classes, and locations to find the ideal hot month wardrobe.

The new Fabletics swimwear line features one piece and bikini-style fashion for Summer that every woman can look her best wearing. The designs are simple, yet alluring. They are inspired by a superstar, but have appeal for every sensibility. They are also eco-consious in their manufacturing. Every select piece of swimwear is made from reclaimed and recycled cloth materials, and is highly affordable.

A subscription to the Fabletics online ordering system provides a woman with any body type and size the opportunity to look and feel sexy this summer. Forget the department stores and the excruciating effort to squeeze into a favorite style. Fabletics is the only source for swimwear and casual dress this year that guarantees comfort, style, sexiness, and the opportunity to have fun while sticking to a budget

Lime Crime Make-Up is Always Changing

Oh my God, I have tried tons of make-ups. But none of them fit my style than my friend told me about this company called “Lime Crime”. First of all, the name just grabbed me. I had to look on the internet to see if they had a website. Hurray! They did have a webpage. Oh my goodness, I was blown away when I saw all the colors on the website. I felt like I was home. It was so chic and beautiful. Let me tell you, the color of the lipsticks took my breath away. I have never seen colors like that. I wasn’t too upset with the price either. I couldn’t wait to try them. I wanted make-up that made me feel fun and a live. It seems to me that most of the cosmetics on the market are geared towards conservative customers. I wanted something I could make my own and I found it in Lime Crime. It’s edgy and endearing.

Lime Crime is a United States based company. They can explore their products. Their products are cruelty-free which means there is no animal testing. Their makeup is created on Vegan standards, no animal fats are used.

I have been going on about how fascinated I am with Lime Crime. Let me tell you about the made-up itself. I mentioned the Lipstick earlier which I am totally in love with. The Lipsticks are mat finished which means they are non- gloss (and that is fine with me because I hate when my lips look like I have been eating Fried Chicken). They call their line “Unicorn Lips” there is a group of colors they call “Velvetines.’’ Some of these colors come three in a pack called “True Love set”. There is another set of colors called “Perales.”

They have the most spectacular Eye make-up. They have Liquid eyeliners in the most outrageous colors. Plus they have my favorite Jet Black. They have an Eye Shadow line called “Venus” which includes a set called “The Grunge Palette.” There is also a line called “Venus II.” You can buy both of them in a bundle.  Check out the Amazon store for more Lime Crime varieties.